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08-Apr-2016 21:49

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The third type of ISA is known as a structured deposit account, with which the interest you receive is linked to the performance of an index, such as the FTSE All Share.

These accounts can prove very lucrative - unless the index falls, in which case you may earn nothing at all.

We make it easy to find the the savings accounts that make the most with your money There are many comparison sites out there, and they are not all the same.

However, most notice accounts impose hefty penalty charges if you make a withdrawal without giving the required notice; some accounts will not let you make immediate withdrawals at all.